There are two types of owner’s title insurance policies certified by the American Land Title Association: the Owner’s Policy and the Homeowner’s Policy. The Owner’s Policy protects you from defects and liens in the history of your title through the date and time your deed is recorded in the public records. The Homeowner’s Policy takes your protection to a higher level by providing coverage for many additional risks, including some that might occur after the deed has been recorded. Click to download the Comparison Chart
of the two types of policies in PDF. The Homeowner’s Policy protects against many common and frustrating problems. It also protects your investment for as long as you or your heirs own the property. Read on for a description of some of the additional coverages you’ll receive when you upgrade to a Homeowner’s Policy.